Sign up with Neo and get up to a $35 Bonus

Use the referral code “E6B8C9Y7” when you sign up or click the “Get Started” button and get up to a $35 bonus!

$25 for the Neo Credit Card and $10 for the Neo Money Card

*Update: Bonus was reduced from previous $50 offer. Click “Get Started” to see the current Neo offer amount below each product.

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ABOUT

All your finances in one place

Neo has everything to make your money work smarter. From credit products to savings and mortgages. Neo has everything you need.

Spend

Use Neo to spend, track, and move your money with ease.

Save

Use Neo to grow your money with their high interest savings accounts

Earn

Earn instant and unlimited rewards on all your daily spending

About Neo

Neo Financial is a FinTech company that provides spending, savings, and rewards programs.

Through partnerships with leading financial institutions, Neo provides members with a safe and secure way to spend and save. Neo’s credit card is issued by ATB Financial and backed by the Mastercard network, and the Neo Savings account is provided by

Concentra Bank, a CDIC member institution, and is eligible for CDIC deposit protection. Neo is headquartered in Calgary, AB, and is backed by top investors across North America.

Founded in 2018 by co-founders of SkipTheDishes, it uses technology to simplify finances and create rewarding experiences for all Canadians.

Join Neo and get up to $35

When you sign up for the new credit card. Neo will give you $25. You can get an additional $10 when you sign up for their Neo Money account. Use the referral code “E6B8C9Y7” or click the “Get Started” button.

Get Started

Invest in knowledge

Everything you need
in one package

Neo Benefits

  • No Annual Fees
  • No Inactivity Fees
  • Redeem cashback at any time
  • Supports Apple Pay and Google Pay
  • Earn instant rewards at thousands of your favourite brands
  • Up to a $35 Bonus when you sign up and use a referral code or use the button below
Join Now

Neo Credit

Earn unlimited cashback at thousands of Neo partners, save on gas and groceries, and customize your rewards whenever you want

Neo Money

Spend, save and earn cashback, with smart accounts that make money simple.

Neo Invest

With Neo Invest, you get both the convenience of digital investing and the expertise of portfolio managers to help you reach your goals.

Customize your rewards with perks

Flexible monthly subscriptions that put you in control. Add perks to your Neo cards for new rewards. You can stack different perks together and build the ultimate rewards program.

Neo Credit

Earn unlimited cashback at thousands of Neo partners, save on gas and groceries, and customize your rewards whenever you want – all with no annual fees

Common Questions

No. Neo does not charge any fee’s for their accounts. They are entirely free to sign up and hold. Keep more of your money in your pocket. And with their high interest savings accounts, Neo will pay you.

However, you can subscribe to perk or premium plans. These subscriptions do have a fee. However depending on your spending habits, you can recoup these fees in additional cashback.

Yes. The Neo Money account is provided by Concentra Bank, a CDIC member institution, and is eligible for CDIC deposit protection. Deposits held in Neo Money accounts are combined with eligible deposits held at Concentra Bank, for up to $100,000 of deposit protection, per category, per depositor.

And the Neo High-Interest Savings account is provided by Peoples Bank of Canada, a CDIC member institution, and is eligible for CDIC deposit protection. Deposits held in Neo High-Interest Savings accounts are combined with eligible deposits held at Peoples Bank of Canada, for up to $100,000 of deposit protection, per category, per depositor. For more information about CDIC deposit insurance, please consult CDIC’s website cdic.ca.

So you can be rest assured your money is safe.

Yes. Neo has secured credit card. It is guaranteed approval and no hard credit check. You can get started with as little as $50. And when you use our referral code or sign up through this page, Neo will give you an additional $25. Not bad. So you can start building your credit with them.

The Neo Money™ card is a prepaid card that lets you do things that a debit card does. Like access cash and spend your money online or in-store without having to manually load funds onto your card.

You will also earn instant cashback on any transactions at partners in their rewards network. Up to 5%. Similar to their Credit Card.

No. You can start using Neo instantly. There’s no need to wait for your physical card to arrive. Add your virtual card to Apple Wallet or Google Pay, and start spending as soon as you’re approved.

Join Neo and get up to $35

When you sign up for the new credit card. Neo will give you $25. You can get an additional $10 when you sign up for their Neo Money account. Use the referral code “E6B8C9Y7” or click the “Get Started” button.

Get Started